Indiana Drug Use: Indiana Health Insurance Coverage

Indiana residents have several options available to them when considering individual or family health insurance plans. There are several carriers offering coverage including Aetna, Assurant, Anthem, American Community, Humana, and United Health Care. With so many choices and plan options, health insurance shoppers should consider using an experienced agency or broker to help narrow down their options.

You Might Need Help Finding a Plan

Often times it is helpful to speak to an independent agent when searching for a health insurance plan. You might have questions about maternity coverage, short term health insurance, dental insurance, preventive care benefits, office co-pay plans, student insurance, or prescription drug coverage. Health insurance policies come in all shapes and sizes and not all plans offer the same types of benefits to the insured.

Plans Available in Indiana

In most cases, consumers are simply in search of affordable coverage. All insurance companies will offer high deductible, catastrophic coverage for those operating on a tight budget. And many of these plans will offer benefits without the insured having to reach the deductible first.

Those who desire the peace of mind associates with low deductible, comprehensive coverage will also have several plans to choose from. Consumers who purchase these types of plans will have very little to pay out of pocket should they have a claim against their policy.

Additionally, all policies will have a large network or doctors and hospitals for the insured to choose from. Most carriers have networks that expand out of Indiana to include the entire United States. Consumers will always save by using the network affiliated doctors and hospitals associates with their insurance carrier.

Health Savings Accounts (HSA Plans)

Health savings accounts and high deductible health insurance plans are a popular alternative to traditional health coverage. Typically, HSA’s are less expensive than traditional plans. Consumers who purchase this coverage will own a savings account they draw from for health related expenses. Funds deposited in a HSA are tax deductible, will grow tax deferred, and when withdrawn for a qualified medical expense are tax free. The accumulated funds always belong to the insured. Should the owner discontinue their insurance plan, they keep the funds in their HSA for themselves.

Individual and Family Health Insurance Quotes in Indiana

A.M. Hyers has been working in the insurance and investment industry for over ten years. He owns and operates Hyers and Associates, Inc. an independent insurance agency doing business in Georgia, Illinois, Indiana, Missouri, and Ohio.

His agency offers insurance products in the individual, family, and small business group marketplace. They use the leading national insurance carriers to quote health insurance, health savings accounts, dental, and vision plans.

Other lines of insurance offered include life insurance, disability insurance, and long term care insurance. They use several carriers to quote Medicare supplement plans and Medicare Part D coverage for seniors. Additionally, the independent agents of Hyers and Associates Inc. offer fixed, indexed, and immediate annuity policies for individual and group retirement plans.

Insurance quotes in Georgia, Illinois, Indiana, Missouri, and Ohio

Individual, Family and Group Health Insurance Quotes in Georgia, Illinois, Indiana, Missouri, and Ohio

Article Source:
http://EzineArticles.com/?expert=Adam_Hyers

 


 

In Memory of Indiana (Effexor Infant Death Antidepressants Pregnancy MOTHERS Act) – Video updated and available at www.youtube.com Please go to www.box.net and print a PDF that you can fax to the Senate: tinyurl.com indibaby.wordpress.com Effexor Baby’s Grieving Mother Protests Potential MOTHERS Act, Warns Others Contact: Amy Philo, Founder, UNITE, 817-793-8028 SALT LAKE CITY, April 3 /Christian Newswire/ — Christian Delahunty blames Effexor for the September 2008 death of her six-week-old daughter Indiana. To those responsible for pushing Effexor on Christian and similar drugs on pregnant women across America, that may be “impossible” to prove. Only with that mindset of denial could someone justify pushing for the passage of federal legislation called “The MOTHERS Act,” which would increase the use of psychotropic drugs in pregnant and new mothers. In 2007 Delahunty approached her doctor about whether she should stop taking Effexor because she wanted one more baby. He told her, “Oh no, you and the baby will be fine. There are no studies that prove that the Effexor is even transferred to the baby in utero or in the breast milk.” “Milk-to-plasma ratios” greater than 1 indicate that a medication is present in higher concentrations in breast milk than in maternal serum. Effexor’s milk-to-plasma ratio has been observed at over 4.7 and is therefore not recommended for breastfeeding. Neonates cannot metabolize drugs as quickly as older babies or adults, they absorb more of the drug, and can have 10 to 30 times higher brain tissue concentrations than adults

 

BRIAN HOWEY: 'Obamacare' may kill Donnelly's chances

Filed under: Indiana Drug Use

While Indiana Democrats are preparing to engage Republican U.S. Senate nominee … He said the law gives seniors prescription drug discounts and helps students just … We need to ensure that any reforms prohibit the use of federal funds for …
Read more on Evansville Courier & Press

 

From Twitter:

Rise in Heroin Use Alarming to Troopers

Southern, Indiana – An alarming trend among drug users has emerged over (cont) http://t.co/0mbSP41o – by Indstatepolice (Indiana State Police)

 

From Twitter:

Drug fight seeks funds; Local youths’ use rate above average` – Columbus, Indiana: http://t.co/jkYWsA6I – by SDRG2012 (CommunitiesThatCare)

 

From Twitter:

The Trust Factor – Family Law Advice – Divorce, Custody, Abuse, Drug and Alchol use (http://t.co/ER5nL35z) – by Alabama_DUI (Alabama DUI)